Moultonborough

Carroll County•Lakes Region•Population: 4,918

Nature Lovers Retirees Second Home Buyers

Overview

Moultonborough stretches along the northern shore of Lake Winnipesaukee in Carroll County, encompassing Castle in the Clouds, a historic mountaintop estate turned museum and nature preserve. The town's mix of lake, mountain, and forest land gives it a varied recreational landscape.

Winnipesaukee's shoreline supports boating and lakefront properties, while Castle in the Clouds and the surrounding Ossipee Mountains draw hikers year-round. The town's commercial center is modest, with most larger shopping trips heading to Center Harbor or Meredith.

Housing in Moultonborough ranges widely, from modest inland homes to premium lakefront estates, reflecting the town's mix of year-round residents and wealthy seasonal homeowners. The town attracts nature lovers, retirees, and second-home buyers drawn to its combination of lake and mountain scenery.

Pros & Cons

✓ Pros

•Lake access
•Mountain estate
•Scenic beauty
•Hiking trails

✗ Cons

•Expensive lakefront
•Seasonal crowds
•Limited winter jobs

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Moultonborough.

2025 Local Tax Rate

$5.33

per $1,000 assessed value

2025 Effective (Equalized) Rate

$4.79

Equalization ratio: 90%

Municipal

$1.68

Local School

$1.85

State Education

$1.05

County

$0.75

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

Year	Total Rate	Effective Rate	Municipal	Local School	State Ed.	County
2025	$5.33	$4.79	$1.68	$1.85	$1.05	$0.75

Source: NH DRA

Example Tax Bills for 2025

Home Value	Estimated Annual Tax	Estimated Monthly
$250,000	$1,333	$111
$350,000	$1,866	$156
$500,000	$2,665	$222
$750,000	$3,998	$333
$1,000,000	$5,330	$444

Estimates calculated using the 2025 local tax rate of $5.33 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Open Full Calculator →Compare With Other Towns →View Statewide Rankings →

Climate & Environment

Summer Avg High

76.3°F

Winter Avg High

32°F

Annual Snowfall

63.8 in

Annual Rainfall

49.8 in

Sunny Days/Year

263

Data source: Open-Meteo / ERA5 • Updated 7/4/2026

Transportation & Commute

Commute to Major Cities

Boston

118 mi

~150 min drive

Manchester

68 mi

~92 min drive

Portsmouth

68 mi

~105 min drive

Concord

50 mi

~71 min drive

Data source: OpenRouteService / OpenStreetMap • Updated 7/3/2026

Safety & Crime

Safety Score

8/10

Crime Rate

7.12/1,000

Crime Trend

stable

Data source: FBI Crime Data Explorer - https://cde.ucr.cjis.gov/ • Updated 8/12/2026

Recreation & Outdoors

Outdoor Recreation Score

61/100

Trail Miles

106.2

Boat Launches

State Parks

Winter & Camping

Snowmobile Trails:60 miles

XC Ski Trails:30 miles

Campgrounds:1

Economy & Demographics

💰Income

Median Household Income

$95,020

Per Capita Income

$60,229

Median Family Income

$109,659

🏠Housing Costs

Median Home Value

$449,800

Median Rent

$1,316/mo

Homeownership Rate

89.06%

💼Employment

Unemployment Rate

3.71%

In Labor Force

2,673

Work From Home

1.18%

🎓Education

Bachelor's Degree or Higher

24.43%

Total with Degree

985

🚗Commute

Work From Home

boatersretirees

Compare Moultonborough with Other Towns

See how Moultonborough stacks up against other NH communities.

Compare Towns Browse All Towns