Belmont

Belknap County•Lakes Region•Population: 7,314

Overview

Belmont sits just south of Lake Winnipesaukee in Belknap County, offering Lakes Region access without the premium prices of lakefront towns like Gilford or Meredith. The town includes a mix of rural land, small lakes, and a modest village center.

Belmont Mill Museum and the town's rural roads reflect its 19th-century agricultural and small-manufacturing past, while nearby Lake Winnisquam offers swimming and boating closer to home than Winnipesaukee itself. Route 106 and Route 140 provide the main commuting corridors through town.

Housing in Belmont remains among the more affordable options in the Lakes Region, drawing families and value-seekers who want proximity to Winnipesaukee-area recreation without lakefront costs. The town's rural character and smaller population keep services relatively limited.

Pros & Cons

✓ Pros

•Affordable
•Near Winnipesaukee
•Quiet
•Rural character

✗ Cons

•Limited services
•Small town
•Fewer amenities

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Belmont.

2025 Local Tax Rate

$17.39

per $1,000 assessed value

2025 Effective (Equalized) Rate

$14.80

Equalization ratio: 85%

Municipal

$5.39

Local School

$9.98

State Education

$1.10

County

$0.92

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

Year	Total Rate	Effective Rate	Municipal	Local School	State Ed.	County
2025	$17.39	$14.80	$5.39	$9.98	$1.10	$0.92

Source: NH DRA

Example Tax Bills for 2025

Home Value	Estimated Annual Tax	Estimated Monthly
$250,000	$4,348	$362
$350,000	$6,087	$507
$500,000	$8,695	$725
$750,000	$13,043	$1,087
$1,000,000	$17,390	$1,449

Estimates calculated using the 2025 local tax rate of $17.39 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Open Full Calculator →Compare With Other Towns →View Statewide Rankings →

Climate & Environment

Summer Avg High

78.1°F

Winter Avg High

33.7°F

Annual Snowfall

57.9 in

Annual Rainfall

46.1 in

Sunny Days/Year

267

Data source: Open-Meteo / ERA5 • Updated 7/3/2026

Transportation & Commute

Commute to Major Cities

Boston

92 mi

~110 min drive

Manchester

42 mi

~53 min drive

Portsmouth

51 mi

~89 min drive

Concord

24 mi

~32 min drive

Data source: OpenRouteService / OpenStreetMap • Updated 7/3/2026

Safety & Crime

Safety Score

5/10

Crime Rate

15.31/1,000

Crime Trend

stable

Data source: FBI Crime Data Explorer (https://cde.ucr.cjis.gov/) • Updated 8/12/2026

Recreation & Outdoors

Outdoor Recreation Score

20/100

Trail Miles

3.8

State Parks

Winter & Camping

Snowmobile Trails:0 miles

XC Ski Trails:0 miles

Campgrounds:2

Economy & Demographics

💰Income

Median Household Income

$73,302

Per Capita Income

$38,502

Median Family Income

$100,452

🏠Housing Costs

Median Home Value

$235,200

Median Rent

$849/mo

Homeownership Rate

83.47%

💼Employment

Unemployment Rate

1.89%

In Labor Force

3,700

🎓Education

Bachelor's Degree or Higher

14.65%

Total with Degree

792

👥Demographics

Median Age

47.5 years

Avg Household Size

2.5 people

Data source: Census ACS 2022 (5-Year) • Census Data Year: 2022 • Updated 7/3/2026

Condo Communities in Belmont