Gilmanton

Belknap CountyLakes RegionPopulation: 3,945

Overview

Gilmanton is a rural town in Belknap County a few miles inland from Lake Winnipesaukee, known for its well-preserved historic village center and rolling farmland. The town has kept much of its 19th-century character intact, without significant commercial development.

Gilmanton's rural roads connect several small villages, including Gilmanton Iron Works, each with a modest cluster of homes and civic buildings. The town's proximity to Winnipesaukee and Gilford provides access to Lakes Region recreation without lakefront costs.

Housing in Gilmanton tends toward larger, rural lots, drawing families and retirees who want historic New England character within reach of the Lakes Region. The town's limited services mean most shopping and dining trips head to neighboring communities.

Pros & Cons

Pros

  • Historic character
  • Rural setting
  • Near Winnipesaukee
  • Affordable

Cons

  • Limited services
  • No downtown
  • Rural roads

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Gilmanton.

2025 Local Tax Rate
$15.25
per $1,000 assessed value
2025 Effective (Equalized) Rate
$14.52
Equalization ratio: 95%
Municipal
$3.35
Local School
$10.04
State Education
$1.01
County
$0.85

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

YearTotal RateEffective RateMunicipalLocal SchoolState Ed.County
2025$15.25$14.52$3.35$10.04$1.01$0.85

Source: NH DRA

Example Tax Bills for 2025

Home ValueEstimated Annual TaxEstimated Monthly
$250,000$3,813$318
$350,000$5,338$445
$500,000$7,625$635
$750,000$11,438$953
$1,000,000$15,250$1,271

Estimates calculated using the 2025 local tax rate of $15.25 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Climate & Environment

Summer Avg High
78°F
Winter Avg High
33.7°F
Annual Snowfall
58.3 in
Annual Rainfall
47.2 in
Sunny Days/Year
265
Data source: Open-Meteo / ERA5Updated 7/3/2026

Transportation & Commute

Commute to Major Cities

Boston
87 mi
~115 min drive
Manchester
37 mi
~57 min drive
Portsmouth
47 mi
~82 min drive
Concord
20 mi
~35 min drive
Data source: OpenRouteService / OpenStreetMapUpdated 7/3/2026

Recreation & Outdoors

Outdoor Recreation Score
56/100
Trail Miles
49.9
0
Boat Launches
6
State Parks
3
0

Winter & Camping

Snowmobile Trails:17 miles
XC Ski Trails:0 miles
Campgrounds:3

Economy & Demographics

💰Income

Median Household Income
$104,875
Per Capita Income
$45,677
Median Family Income
$112,396

🏠Housing Costs

Median Home Value
$317,400
Median Rent
$1,550/mo
Homeownership Rate
93.4%

💼Employment

Unemployment Rate
2.25%
In Labor Force
2,354

🎓Education

Bachelor's Degree or Higher
20.16%
Total with Degree
595

👥Demographics

Median Age
45 years
Avg Household Size
2.51 people
Data source: Census ACS 2022 (5-Year)Census Data Year: 2022Updated 7/3/2026

Condo Communities in Gilmanton

three registered condo associations — offering active low-maintenance living options.

Source: Belknap County Audit - AI Discovery (data as of August 2026)

Compare Gilmanton with Other Towns

See how Gilmanton stacks up against other NH communities.