Stoddard

Cheshire County•Monadnock Region•Population: 1,374

Overview

Stoddard is a rural town in Cheshire County between the Monadnock and Sunapee regions, with several lakes and extensive forested land. The town's low density and limited development give it a quiet, secluded character.

Stoddard's lakes and ponds offer swimming and fishing, while the surrounding hills provide hiking. The town's small population and lack of commercial development mean most services require a drive to Keene or Hillsborough.

Housing in Stoddard remains affordable, drawing families and retirees who want quiet, lake-adjacent living between two popular regions.

Pros & Cons

✓ Pros

•Lake access
•Rural character
•Affordable
•Quiet

✗ Cons

•Limited services
•No downtown
•Remote location

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Stoddard.

2025 Local Tax Rate

$11.28

per $1,000 assessed value

2025 Effective (Equalized) Rate

$8.32

Equalization ratio: 74%

Municipal

$2.14

Local School

$5.67

State Education

$1.22

County

$2.25

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

Year	Total Rate	Effective Rate	Municipal	Local School	State Ed.	County
2025	$11.28	$8.32	$2.14	$5.67	$1.22	$2.25

Source: NH DRA

Example Tax Bills for 2025

Home Value	Estimated Annual Tax	Estimated Monthly
$250,000	$2,820	$235
$350,000	$3,948	$329
$500,000	$5,640	$470
$750,000	$8,460	$705
$1,000,000	$11,280	$940

Estimates calculated using the 2025 local tax rate of $11.28 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Open Full Calculator →Compare With Other Towns →View Statewide Rankings →

Climate & Environment

Summer Avg High

76.4°F

Winter Avg High

32.9°F

Annual Snowfall

67.8 in

Annual Rainfall

50.2 in

Sunny Days/Year

267

Data source: Open-Meteo / ERA5 • Updated 7/4/2026

Transportation & Commute

Commute to Major Cities

Boston

102 mi

~130 min drive

Manchester

52 mi

~72 min drive

Portsmouth

94 mi

~122 min drive

Concord

38 mi

~62 min drive

Data source: OpenRouteService / OpenStreetMap • Updated 7/3/2026

Recreation & Outdoors

Outdoor Recreation Score

42/100

Trail Miles

22.0

Boat Launches

State Parks

Winter & Camping

Snowmobile Trails:1 miles

XC Ski Trails:0 miles

Campgrounds:1

Economy & Demographics

💰Income

Median Household Income

$88,750

Per Capita Income

$42,803

Median Family Income

$92,250

🏠Housing Costs

Median Home Value

$299,000

Median Rent

$1,479/mo

Homeownership Rate

92.89%

💼Employment

Unemployment Rate

3.83%

In Labor Force

678

🎓Education

Bachelor's Degree or Higher

18.1%

Total with Degree

162

👥Demographics

Median Age

49.3 years

Avg Household Size

2.76 people

Data source: Census ACS 2022 (5-Year) • Census Data Year: 2022 • Updated 7/3/2026

Condo Communities in Stoddard