Jaffrey

Cheshire Countyβ€’Monadnock Regionβ€’Population: 5,320

Overview

Jaffrey sits at the base of Mount Monadnock in the Monadnock Region, one of the most-climbed mountains in the world thanks to its accessible trails and panoramic summit views. The mountain's presence shapes much of the town's identity and draws a steady stream of hikers throughout the year.

Jaffrey's historic downtown includes a restored theater and a mix of civic and arts organizations that keep the town's small commercial core active. Housing costs remain more affordable than the Seacoast or Merrimack Valley, though downtown retail vacancy has been a persistent challenge for the local economy.

Many Jaffrey residents commute to jobs in Peterborough or Keene, and the town's population includes a mix of longtime families, outdoor enthusiasts, and residents drawn by the region's relative affordability. Its proximity to conservation land and hiking trails remains its biggest year-round draw.

Pros & Cons

βœ“ Pros

  • β€’Mountain access
  • β€’Affordable housing
  • β€’Historic downtown
  • β€’Hiking trails

βœ— Cons

  • β€’Limited jobs
  • β€’Retail vacancy
  • β€’Remote location

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Jaffrey.

2025 Local Tax Rate
$18.95
per $1,000 assessed value
2025 Effective (Equalized) Rate
$18.65
Equalization ratio: 98%
Municipal
$6.24
Local School
$9.35
State Education
$1.12
County
$2.24

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

YearTotal RateEffective RateMunicipalLocal SchoolState Ed.County
2025$18.95$18.65$6.24$9.35$1.12$2.24

Source: NH DRA

Example Tax Bills for 2025

Home ValueEstimated Annual TaxEstimated Monthly
$250,000$4,738$395
$350,000$6,633$553
$500,000$9,475$790
$750,000$14,213$1,184
$1,000,000$18,950$1,579

Estimates calculated using the 2025 local tax rate of $18.95 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Climate & Environment

Summer Avg High
77Β°F
Winter Avg High
34.3Β°F
Annual Snowfall
59.5 in
Annual Rainfall
48.7 in
Sunny Days/Year
267
Data source: Open-Meteo / ERA5 β€’ Updated 7/3/2026

Transportation & Commute

Commute to Major Cities

Boston
75 mi
~108 min drive
Manchester
40 mi
~77 min drive
Portsmouth
93 mi
~130 min drive
Concord
49 mi
~82 min drive
Data source: OpenRouteService / OpenStreetMap β€’ Updated 7/3/2026

Safety & Crime

Safety Score
7/10
Crime Rate
12.03/1,000
Crime Trend
stable

Recreation & Outdoors

Outdoor Recreation Score
58/100
Trail Miles
39.2
0
Boat Launches
6
State Parks
4
0

Winter & Camping

Snowmobile Trails:3 miles
XC Ski Trails:6 miles
Campgrounds:4

Economy & Demographics

πŸ’°Income

Median Household Income
$82,167
Per Capita Income
$42,200
Median Family Income
$113,229

🏠Housing Costs

Median Home Value
$234,400
Median Rent
$925/mo
Homeownership Rate
77.99%

πŸ’ΌEmployment

Unemployment Rate
5.98%
In Labor Force
2,892
Work From Home
0.04%

πŸŽ“Education

Bachelor's Degree or Higher
19.61%
Total with Degree
754

πŸš—Commute

Work From Home
0.04%

πŸ‘₯Demographics

Median Age
43.8 years
Avg Household Size
2.61 people
Data source: Census ACS 2022 (5-Year) β€’ Census Data Year: 2022 β€’ Updated 7/3/2026

Compare Jaffrey with Other Towns

See how Jaffrey stacks up against other NH communities.