Richmond

Cheshire Countyβ€’Monadnock Regionβ€’Population: 1,197

Overview

Richmond is a small, rural town in Cheshire County near the Massachusetts border, in the southern Monadnock Region. The town's forested hills and farmland give it a quiet, agricultural character.

Richmond's rural roads connect to Winchester and Fitzwilliam for shopping and services, while the surrounding countryside offers hiking and hunting. The town's low density keeps it one of the quieter Monadnock Region communities.

Housing in Richmond remains affordable, drawing families and retirees who want rural, Monadnock Region living near the Massachusetts border.

Pros & Cons

βœ“ Pros

  • β€’Rural character
  • β€’Affordable
  • β€’Quiet
  • β€’MA border

βœ— Cons

  • β€’No downtown
  • β€’Limited services
  • β€’Small population

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Richmond.

2025 Local Tax Rate
$19.13
per $1,000 assessed value
2025 Effective (Equalized) Rate
$15.21
Equalization ratio: 80%
Municipal
$2.79
Local School
$12.30
State Education
$1.30
County
$2.74

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

YearTotal RateEffective RateMunicipalLocal SchoolState Ed.County
2025$19.13$15.21$2.79$12.30$1.30$2.74

Source: NH DRA

Example Tax Bills for 2025

Home ValueEstimated Annual TaxEstimated Monthly
$250,000$4,783$399
$350,000$6,696$558
$500,000$9,565$797
$750,000$14,348$1,196
$1,000,000$19,130$1,594

Estimates calculated using the 2025 local tax rate of $19.13 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Climate & Environment

Summer Avg High
79Β°F
Winter Avg High
35.4Β°F
Annual Snowfall
50.4 in
Annual Rainfall
49.6 in
Sunny Days/Year
265
Data source: Open-Meteo / ERA5 β€’ Updated 7/4/2026

Transportation & Commute

Commute to Major Cities

Boston
96 mi
~128 min drive
Manchester
58 mi
~108 min drive
Portsmouth
114 mi
~150 min drive
Concord
65 mi
~108 min drive
Data source: OpenRouteService / OpenStreetMap β€’ Updated 7/3/2026

Recreation & Outdoors

Outdoor Recreation Score
19/100
Trail Miles
10.0
0
Boat Launches
2
00

Winter & Camping

Snowmobile Trails:0 miles
XC Ski Trails:0 miles
0

Economy & Demographics

πŸ’°Income

Median Household Income
$88,125
Per Capita Income
$34,917
Median Family Income
$93,333

🏠Housing Costs

Median Home Value
$274,700
Homeownership Rate
97.46%

πŸ’ΌEmployment

Unemployment Rate
11.56%
In Labor Force
594
Work From Home
0.19%

πŸŽ“Education

Bachelor's Degree or Higher
23.27%
Total with Degree
192

πŸš—Commute

Work From Home
0.19%

πŸ‘₯Demographics

Median Age
55.3 years
Avg Household Size
2.8 people
Data source: Census ACS 2022 (5-Year) β€’ Census Data Year: 2022 β€’ Updated 7/3/2026

Compare Richmond with Other Towns

See how Richmond stacks up against other NH communities.