Litchfield

Hillsborough County•Merrimack Valley•Population: 8,478

Overview

Litchfield is a residential town along the Merrimack River in Hillsborough County, situated between Nashua and Manchester without a major highway running through its center. The town has intentionally limited commercial development, keeping much of its riverfront and farmland intact.

The Merrimack River defines the town's eastern edge, offering boating and fishing access, while the town's schools and low-density zoning have made it a popular choice for families. Litchfield has no downtown commercial district, with residents driving to Nashua or Manchester for shopping.

Housing here consists mostly of single-family homes on larger lots, drawing families seeking suburban space without the density of neighboring cities. The lack of commercial development keeps property taxes centered on residential services like schools.

Pros & Cons

✓ Pros

•River access
•Good schools
•Low density
•Family-friendly

✗ Cons

•No downtown
•Limited shopping
•No public transit

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Litchfield.

2025 Local Tax Rate

$14.20

per $1,000 assessed value

2025 Effective (Equalized) Rate

$14.07

Equalization ratio: 99%

Municipal

$2.62

Local School

$9.73

State Education

$0.97

County

$0.88

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

Year	Total Rate	Effective Rate	Municipal	Local School	State Ed.	County
2025	$14.20	$14.07	$2.62	$9.73	$0.97	$0.88

Source: NH DRA

Example Tax Bills for 2025

Home Value	Estimated Annual Tax	Estimated Monthly
$250,000	$3,550	$296
$350,000	$4,970	$414
$500,000	$7,100	$592
$750,000	$10,650	$888
$1,000,000	$14,200	$1,183

Estimates calculated using the 2025 local tax rate of $14.20 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Open Full Calculator →Compare With Other Towns →View Statewide Rankings →

Climate & Environment

Summer Avg High

81.9°F

Winter Avg High

38.3°F

Annual Snowfall

44.7 in

Annual Rainfall

49.2 in

Sunny Days/Year

264

Data source: Open-Meteo / ERA5 • Updated 7/4/2026

Transportation & Commute

Commute to Major Cities

Boston

50 mi

~65 min drive

Manchester

11 mi

~23 min drive

Portsmouth

55 mi

~74 min drive

Concord

29 mi

~43 min drive

Data source: OpenRouteService / OpenStreetMap • Updated 7/3/2026

Safety & Crime

Safety Score

7/10

Crime Rate

10.5/1,000

Crime Trend

stable

Data source: FBI Crime Data Explorer - https://cde.ucr.cjis.gov/ • Updated 8/12/2026

Recreation & Outdoors

Outdoor Recreation Score

20/100

Trail Miles

10.8

Boat Launches

State Parks

Winter & Camping

Snowmobile Trails:0 miles

XC Ski Trails:0 miles

Campgrounds:1

Economy & Demographics

💰Income

Median Household Income

$134,000

Per Capita Income

$55,305

Median Family Income

$146,394

🏠Housing Costs

Median Home Value

$412,900

Median Rent

$1,709/mo

Homeownership Rate

87.02%

💼Employment

Unemployment Rate

1.68%

In Labor Force

4,710

🎓Education

Bachelor's Degree or Higher

31.17%

Total with Degree

1,863

👥Demographics

Median Age

41.8 years

Avg Household Size

2.85 people

Data source: Census ACS 2022 (5-Year) • Census Data Year: 2022 • Updated 7/3/2026

Condo Communities in Litchfield