Epsom

Merrimack Countyβ€’Merrimack Valleyβ€’Population: 4,834

Overview

Epsom is a rural crossroads town in Merrimack County northeast of Concord, where Route 4 and Route 28 intersect. The town's modest commercial strip serves both local residents and travelers passing through toward the Lakes Region.

Epsom's rural hills and forested land keep much of the town's character agricultural, while its location provides a convenient stop for shoppers and commuters heading between Concord and points north. The town has no traditional downtown beyond its highway commercial strip.

Housing in Epsom remains relatively affordable, drawing families and commuters who want easy access to Concord without paying that city's premium. The town's crossroads location keeps traffic higher than in more secluded rural communities.

Pros & Cons

βœ“ Pros

  • β€’Near Concord
  • β€’Affordable
  • β€’Convenient location
  • β€’Rural character

βœ— Cons

  • β€’Highway traffic
  • β€’Limited character
  • β€’No downtown

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Epsom.

2025 Local Tax Rate
$17.54
per $1,000 assessed value
2025 Effective (Equalized) Rate
$17.93
Equalization ratio: 102%
Municipal
$2.74
Local School
$12.12
State Education
$1.04
County
$1.64

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

YearTotal RateEffective RateMunicipalLocal SchoolState Ed.County
2025$17.54$17.93$2.74$12.12$1.04$1.64

Source: NH DRA

Example Tax Bills for 2025

Home ValueEstimated Annual TaxEstimated Monthly
$250,000$4,385$365
$350,000$6,139$512
$500,000$8,770$731
$750,000$13,155$1,096
$1,000,000$17,540$1,462

Estimates calculated using the 2025 local tax rate of $17.54 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Climate & Environment

Summer Avg High
79.5Β°F
Winter Avg High
35.3Β°F
Annual Snowfall
53.5 in
Annual Rainfall
47.5 in
Sunny Days/Year
265
Data source: Open-Meteo / ERA5 β€’ Updated 7/3/2026

Transportation & Commute

Commute to Major Cities

Boston
73 mi
~99 min drive
Manchester
23 mi
~41 min drive
Portsmouth
34 mi
~63 min drive
Concord
12 mi
~25 min drive
Data source: OpenRouteService / OpenStreetMap β€’ Updated 7/3/2026

Recreation & Outdoors

Outdoor Recreation Score
14/100
Trail Miles
2.9
0
Boat Launches
1
00

Winter & Camping

Snowmobile Trails:1 miles
XC Ski Trails:0 miles
0

Economy & Demographics

πŸ’°Income

Median Household Income
$90,805
Per Capita Income
$40,335
Median Family Income
$104,259

🏠Housing Costs

Median Home Value
$287,100
Median Rent
$910/mo
Homeownership Rate
88.94%

πŸ’ΌEmployment

Unemployment Rate
4.99%
In Labor Force
2,578
Work From Home
0.94%

πŸŽ“Education

Bachelor's Degree or Higher
25.04%
Total with Degree
874

πŸš—Commute

Work From Home
0.94%

πŸ‘₯Demographics

Median Age
45.6 years
Avg Household Size
2.57 people
Data source: Census ACS 2022 (5-Year) β€’ Census Data Year: 2022 β€’ Updated 7/3/2026

Condo Communities in Epsom

two registered condo associations β€” offering active low-maintenance living options.

Source: Merrimack County Audit - AI Discovery (data as of August 2026)

Compare Epsom with Other Towns

See how Epsom stacks up against other NH communities.