Bow

Merrimack CountyMerrimack ValleyPopulation: 8,229

Overview

Bow is a residential town just south of Concord in Merrimack County, straddling the Merrimack River and serving largely as a bedroom community for the state capital. The town's rolling hills and riverfront give it a more rural feel than its proximity to Concord might suggest.

Bow's schools and safe residential neighborhoods attract families working in Concord's government and healthcare sectors. The town has a modest commercial presence along Route 3A, though most larger shopping trips head into Concord itself.

Housing consists mostly of single-family subdivisions built since the 1970s, with some newer construction reflecting continued demand from Concord-area commuters. Property taxes run higher than some neighboring towns, reflecting the town's strong school investment.

Pros & Cons

Pros

  • Good schools
  • Near Concord
  • Safe
  • Family-friendly

Cons

  • Higher taxes
  • Limited downtown
  • Commuter town

Cost of Owning Here

Official property tax rates published by the NH Department of Revenue Administration, plus estimated tax bills for Bow.

2025 Local Tax Rate
$20.05
per $1,000 assessed value
2025 Effective (Equalized) Rate
$16.88
Equalization ratio: 84%
Municipal
$4.62
Local School
$12.58
State Education
$1.21
County
$1.64

Why "Effective Rate" is a better comparison

New Hampshire towns do not all assess property at the same percentage of market value. The state publishes an annual equalization ratio for every municipality showing how close local assessments are to full market value. A town that assesses homes at only 64% of market value will show an artificially high tax rate compared to a town that assesses at 100%. Multiplying the local rate by the equalization ratio produces an effective (equalized) rate that can be fairly compared across any two towns in the state.

7-Year Tax Rate History

YearTotal RateEffective RateMunicipalLocal SchoolState Ed.County
2025$20.05$16.88$4.62$12.58$1.21$1.64
2024$24.61$24.12$6.90$13.10$1.50$3.11
2023$24.10$23.86$6.70$12.90$1.50$3.00
2022$23.40$23.40$6.50$12.50$1.50$2.90
2021$22.90$22.90$6.30$12.20$1.50$2.90
2020$22.50$22.50$6.10$12.00$1.50$2.90
2019$22.10$22.10$6.00$11.70$1.50$2.90

Source: NH DRA

Example Tax Bills for 2025

Home ValueEstimated Annual TaxEstimated Monthly
$250,000$5,013$418
$350,000$7,018$585
$500,000$10,025$835
$750,000$15,038$1,253
$1,000,000$20,050$1,671

Estimates calculated using the 2025 local tax rate of $20.05 per $1,000 of assessed value. Actual tax bills depend on your property's specific assessed value and any exemptions or credits you may qualify for.

Climate & Environment

Summer Avg High
80.6°F
Winter Avg High
36.4°F
Annual Snowfall
49.7 in
Annual Rainfall
47.1 in
Sunny Days/Year
267
Data source: Open-Meteo / ERA5Updated 7/3/2026

Transportation & Commute

Commute to Major Cities

Boston
68 mi
~84 min drive
Manchester
18 mi
~26 min drive
Portsmouth
60 mi
~76 min drive
Concord
6 mi
~16 min drive
Data source: OpenRouteService / OpenStreetMapUpdated 7/3/2026

Safety & Crime

Safety Score
9/10
Crime Rate
5.83/1,000
Crime Trend
stable
Data source: FBI Crime Data Explorer (https://cde.ucr.cjis.gov/)Updated 8/12/2026

Recreation & Outdoors

Outdoor Recreation Score
32/100
Trail Miles
31.6
0
Boat Launches
2
00

Winter & Camping

Snowmobile Trails:1 miles
XC Ski Trails:0 miles
0

Economy & Demographics

💰Income

Median Household Income
$147,951
Per Capita Income
$64,380
Median Family Income
$158,203

🏠Housing Costs

Median Home Value
$401,900
Median Rent
$1,240/mo
Homeownership Rate
90.85%

💼Employment

Unemployment Rate
2.51%
In Labor Force
4,613
Work From Home
0.27%

🎓Education

Bachelor's Degree or Higher
38.34%
Total with Degree
2,158

🚗Commute

Work From Home
0.27%

👥Demographics

Median Age
41.7 years
Avg Household Size
2.84 people
Data source: Census ACS 2022 (5-Year)Census Data Year: 2022Updated 7/3/2026

Condo Communities in Bow

four registered condo associations — offering active low-maintenance living options.

Source: CAI-NE 2024-2025 Annual Resource Directory (data as of April 2024)

Compare Bow with Other Towns

See how Bow stacks up against other NH communities.